IV therapy has exploded in popularity for everything from hydration and vitamin delivery to anti-aging support and wellness optimization. But before you book a session, you might be wondering: Will my insurance cover it?
The answer depends on why you’re getting IV therapy, your health insurance plan, and how the service is delivered. At Innergy Drips, we want you to have all the details so you can make an informed decision.
When Is IV Therapy Typically Covered by Insurance?
Insurance will usually cover IV therapy only when it’s considered medically necessary and prescribed by a healthcare provider.
Examples include:
Hospital treatment for dehydration
IV antibiotics for severe infection
Certain chemotherapy infusions
Medically required nutrient replacement due to malabsorption or severe deficiency
In these cases, IV therapies are not elective, it’s part of treating a diagnosed condition. Coverage varies by insurance plan, but these situations are generally billed through your health provider’s office or hospital.
Why Wellness IV Therapy Often Isn’t Covered
Most IV therapy offered in wellness clinics, like vitamin drips, NAD+ infusions, hydration therapy, or immune support blends, is considered elective or preventive. Insurance companies typically classify these services as:
Non-essential
Experimental or alternative
Not medically required
As a result, they usually aren’t covered, and you should plan to pay out-of-pocket for these wellness-focused infusions.
How to Check Your Insurance Plan
Because insurance coverage can be confusing, here are some steps to take:
Review your insurance documents for coverage rules
Call your insurance company’s member services line
Ask about pre-authorization requirements
Clarify if certain diagnoses might allow partial reimbursement
Even if your insurer won’t pay directly for wellness drips, some Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) may allow you to use pre-tax dollars for them, often with a doctor’s note.
How Much Does IV Therapy Cost Out of Pocket?
The price of IV therapy varies based on:
The ingredients in your drip (simple fluids vs. vitamins or specialized blends)
The length of your session
The clinic’s pricing structure
At Innergy Drips, we’re committed to transparent pricing and will help you understand the cost of your chosen infusion before you book.
How Innergy Drips Helps You Navigate Your Options
Our team can:
Explain your options clearly and honestly
Help you choose the right drip for your goals
Provide itemized receipts if you want to file with an HSA or FSA
Answer any questions about ingredients, safety, and expected results
Ready to Book Your IV Therapy Session?
While insurance typically won’t cover wellness-focused IV therapy, many clients find the benefits, better hydration, improved energy, and targeted nutrients, are worth the personal investment. If you’re ready to feel your best, contact Innergy Drips today to learn more or schedule your visit.